Quick Answer: How Can I Pay My Yono SBI Loan?

What is the EMI for 20 lakhs personal loan?

Formula of Calculation of EMILoan amountInterest RateEMI per month5 Lakh8.35%Rs.

6,15910 Lakh8.50%Rs.

9,84715 Lakh8.60%Rs.

13,11220 Lakh8.70%Rs.


How can I prepay SBI personal loan?

Step 1: Visit the nearest SBI branch. Step 2: Request for the foreclosure of your personal loan account through a written application and fill out the relevant form. Step 3: Pay the outstanding personal loan principal along with the prepayment charges.

How can I check my SBI loan status?

Through Yono mobile application: You can easily track the status of your SBI personal loan application by using SBI’s Yono mobile application that is available for both Android and iOS. You can download the app, go to the loans ‘section’, select personal loan and track the status online.

Can we transfer money to loan account online?

In order to Transfer Money Through RTGS or NEFT in Loan Account Online, you need to follow below mentioned step by step process to Transfer Money Through RTGS or NEFT Online: Visit the official website of Loan Account. … Select the Transaction Type: RTGS or NEFT.

How can I top up my SBI loan?

EligibilityResident Type: Resident Indian & NRI.Maximum Age: 70 years.Loan Tenure: up to 20 years.Loan Amount: upto Rs. 5 lakhs.CIBIL Score of 550 or higher.Satisfactory repayment track record of 1 one year or more, after completion of moratorium.No other Home Top-up or Insta Home Top-up loans should be active.

Can I pay loan before due date?

Pre-payment or pre-closure of a personal loan refers to repaying the entire loan amount or a few parts of the loan before the original due date of the loan. … Once this period is completed and once you finish paying a certain number of EMIs (which is specified by your lender), you can repay your loan early.

How can I check my SBI loan online?

Home loan borrowers can now view / download Interest Certificate (Provisional) of their home loan account(s) using www.onlinesbi.com/personal. Just log on to Personal Banking section of the Internet Banking site with your credentials and select the “Home Loan Int. Cert (Prov)” link under “Enquiries” tab.

What is the EMI for 10 lakhs personal loan?

Personal Loan EMI Calculator:PERIODRATE OF INTERESTCALCULATED EMI24 months15%48,487/-32 months11.99%36,666/-48 months20%30,430/-

How much top up loan can I get?

The amount to be granted as top-up home loan differs from bank to bank. Moreover, the actual home loan amount and the new top-up loan amount should not be more than 70% – 80% of the value of the property. The interest rates of the top-up loans are available at the same rates as home loan rates.

What is the top up loan?

Top-Up Loan Meaning: Top-up loan is a facility provided by banks, housing finance companies and other financial institutions that allows you to borrow a certain amount of money over and above your home loan.

Can I take loan from Paytm?

Paytm has recently ventured into lending products and have started offering business loans to its customers.

How do I pay my loan amount?

Online Loans Payments (Using Net Banking)Select your bank. Select the bank from which you would like to make your ICICI Bank loans payments (We partner only with select banks as given in the dropdown)Provide your Loan details. Enter your 16-digit alphanumeric loan number twice. … Confirm Payment. … Receive online confirmation.

How can I know my SBI loan balance?

Balance EnquiryBalance Enquiry in SBI Quick consists of SMS as well as Call Banking.SMS Banking.This feature triggers a message and lets you get the balance for registered account. … Call Banking.This feature dials to 9223766666 to let you know the balance in your account.

What is the benefit of top up loan?

Low-Interest Rates – The major benefit of the top-up loan is that it can be availed at low-interest rates as compared to a personal or gold loan. The regular personal loan interest rates vary between 11-24%, but for a top-up loan, the interest rates are the same as home loan interest rates.

What is EMI payment?

EMI, which stands for equated monthly installment, is the monthly amount payments we make towards a loan we opted for. “EMI payments include contributions towards both principal and interest on the loan amount. The interest component constitutes the major portion of the EMI payment in the initial stages.

How can I check my SBI Yono loan eligibility?

To check the eligibility, one can SMS “PAPL (Space) last four digit of SBI account number” to 567676. How to apply for SBI’s emergency loan? Download YONO SBI app and click on ‘Pre-approved Loan’. Select tenure and loan amount.

How can I check my SBI loan balance online?

Step 1: Visit the official website of SBI at https://www.onlinesbi.com/personal/ and log in here.Step 2: Select the ‘Enquiries’ tab and click on ‘Home Loan Interest Certificate (Provisional)’ link.Step 3: Select the account for which you need the home loan certificate.More items…•