- What are the documents required for loan?
- What is the minimum salary for home loan?
- Can I get approved for a home loan without a job?
- Can I get a home loan with no income?
- How much loan can I get if my salary is 1 lakh?
- How much loan can I get if my salary is 15000?
- What are the documents required for SBI housing loan?
- How do I get a home loan with no documents?
- What is the EMI for 20 lakhs home loan?
- Can I get home loan without BRS?
- How much loan I can get if my salary is 25000?
What are the documents required for loan?
Documents requiredIdentity proof (copy of passport/voter ID card/driving license/Aadhaar)Address proof (copy of passport/voter ID card/driving license/Aadhaar)Bank statement of previous 3 months (Passbook of previous 6 months)Two latest salary slip/current dated salary certificate with the latest Form 16..
What is the minimum salary for home loan?
₹10,000Home Loan Eligibility Criteria Age Limit for Self-Employed Individuals: 21 to 65 years. Minimum Salary: ₹10,000 p.m. Minimum business income: ₹2 lac p.a.
Can I get approved for a home loan without a job?
One way you might be able to qualify for a mortgage without a job is by having a mortgage co-signer, such as a parent or a spouse, who is employed or has a high net worth. A co-signer physically signs your mortgage in order to add the security of their income and credit history against the loan.
Can I get a home loan with no income?
A no-income-verification mortgage is a home loan that doesn’t require standard income documentation (including paystubs, W2s or tax returns) for approval. The lender allows you to use other items, such as bank statements, to show that you can repay a mortgage.
How much loan can I get if my salary is 1 lakh?
Home LoanBanksMinimum Income CriteriaMaximum Loan AmountLIC HFLFor Salaried: ₹15,000 per month For Self-employed: ₹2,00,000 per annumMinimum ₹1 lakh to 85% of total cost of the propertyState Bank of India (SBI)For Salaried: ₹1,20,000 (p.a.) For Self-employed: ₹2,00,000 (p.a.)Up to ₹2 crores3 more rows
How much loan can I get if my salary is 15000?
Salary of 15000, Am I eligible for Loan? Check here onlineProductSalaryMin. loan amountPersonal Loan1500040000Home Loan15000300000Car Loan15000100000Credit Card15000
What are the documents required for SBI housing loan?
List of Documents Required for SBI Home Loan Balance TransferEmployer Identity Card.Duly filled SBI Home Loan Application Form affixed with 3 passport size photographs.Proof of Identity (Any one): Aadhaar /PAN Card/ Passport/ Driver’s License/ Voter ID Card.More items…•
How do I get a home loan with no documents?
7 Tips To Avail A Loan Against Property Without Income ProofTip 1: Try Talking To Your Relationship Manager. … Tip 2: Add A Co-Applicant. … Tip 3: Explain Your Income Clearly To Your Officer. … Tip 4: Justify Why You Do Not Have The Necessary Documents. … Tip 5: Check Your Savings Bank Account. … Tip 6: Choose Lower Loan To Value.More items…
What is the EMI for 20 lakhs home loan?
EMI Calculation for 20 Lakh Home Loan amount for Various Tenure Options:Tenure OptionsEMI Per Month10 YearsRs.2426015 YearsRs.1912020 YearsRs.1672025 YearsRs.154402 more rows
Can I get home loan without BRS?
Are you planning to buy a flat with a Bank loan without a Building Regularization Scheme (BRS) document? … Now, no Nationalized bank will sanction home loan without this particular document.
How much loan I can get if my salary is 25000?
If your earning Rs. 25,000 per month, your maximum EMI towards a personal loan can be up to Rs. 12,500. Most lenders determine the maximum loan amount up to 10 times of your monthly salary.